JESD_Vol 04 N 03

Permanent URI for this collectionhttps://dspace.univ-eloued.dz/handle/123456789/22087

Browse

Now showing 1 - 20 of 29

Stress Tests As A Mechanism To Measure Banks’ Resilience To The Corona Crisis – Jordan’s Experience Study-
(جامعة الوادي - University of Eloued, 2021-11) Chaieb, Faiza; Djekrif, Ali
This study aims to determine the role of stress tests in measuring the resilience of Jordanian banks to shocks caused by the emerging corona epidemic. The study reached a series of findings, the most important of which was that stress tests showed that Jordan’s banking sector would have capital adequacy of 16.7%, 14.9% and 14.2% for 2020, 2021 and 2022 respectively. This is after assuming the worst-case scenario of the increasing negative consequences of the new corona virus and the challenges it poses to the national economy. That is, assuming the above scenario, the capital adequacy ratio will remain higher than Jordan’s minimum of 12% and Basel Committee’s minimum of 10.5%. This means that the Jordanian banking system is generally able to withstand the high risks of the emerging CORONA virus.
The Importance Of The Stability Of The Investment Law On Foreign Investment In The Algerian Economy
(جامعة الوادي - University of Eloued, 2021-11-01) Guessouri, Insaf
The foreign investor attaches importance to the legal regime governing his investment, whether he or she is in line with his or her interests, or what profit opportunities can be made in his or her context and whether he or she is stable. The stability of the investment law is an additional guarantee that allows investors to operate on a stable and well-known legal basis, since a change in the investment legislation may lead investors to miss out on profit opportunities. How has the Algerian legislature established the legal investment system to encourage, stimulate and reassure foreign investors? Through the adoption of the descriptive approach and the analytical approach, the study found the most important result. The Algerian legislator worked to draft and amend the laws that help and stimulate foreign investment in the text of Act No. 09-16 of 3 August 2016, which contains a series of encouragement and the removal of barriers and obstacles.
E-management And The Obstacles To Its Application In Algerian Commercial Banks - A Case Study On The Algerian External Bank In Ghardaia
(جامعة الوادي - University of Eloued, 2021-11-01) Mecheri, Mebrouka; Lamour, Remila
This research aims to study the obstacles of applying E-management at Algerian commercial banks -Case Study On the External Bank of Algeria in Ghardaia, conducted on a sample of 50 individuals; We presented a conceptual framework for E-management and identified the obstacles of applying E-management. To determine the obstacles in the Algerian External Bank in Ghardaia, we distributed 46 questionnaires to the workers there and used the SPSS 25 program to process the data and analyze the hypotheses of the study. At the end, we reached the following results: There are obstacles that prevent the application of electronic management in the Algerian external bank of Ghardaia, are divided into four types namely: technical, organizational, human and financial. This is from the viewpoint of the employees at the bank under study; we will mention it in detail in the article.
Cooperatives As A Mechanism For Achieving Integrate Economic Growth And Social Welfare -a Case Of Morocco
(جامعة الوادي - University of Eloued, 2021-11-01) Khezzaz, Radhia Ismahene; Rahmani, Mounir
the social and solidarity economy has gained increasing importance over the past twenty years and Morocco like the rest of the world, has experienced a wide development in social and solidarity economic, it represents an opportunity for economic growth and social inclusion, and likewise the Morocco authorities have become aware of their importance due to the inevitable role they play in creating job opportunities and added value, in combating fragility vulnerability and social exclusion and in completing various sectoral strategies and programs
The Third Generation Of Human Rights - The Right To A Healthy Environment
(جامعة الوادي - University of Eloued, 2021-12-01) Debiche, Amirouche
Human rights issues are among the most important topics of concern to domestic and international public opinion. The international community has sought since the Universal Declaration of Human Rights to respect and implement the protection of these rights, which have been expanding since the seventies of the last century, in particular the emergence of new concepts such as the concept of environmental protection and sustainable development, presenting itself with a new range of human rights known as the third generation of human rights, including the right to development, the right to common inheritance, and its right to a healthy and safe environment. However, these new rights, in particular the human right to a healthy and safe environment, had become the subject of much controversy as to its nature and legal value. Are they merely general principles, moral principles taken the obligation by nations with a will to choose, or are they fundamental human rights recognised at the national and international level, which require them to be respected, applied, protected and promoted, nationally and internationally. All this requires research and analysis of the different aspects of this subject in order to understand the nature, value and effects of the recognition of the human right to the environment as a third generation human right
Creative Techniques To Develop The Entrepreneurship’s Skills And Performance: Case Of Abu Tlemcen’s Entrepreneurship House
(جامعة الوادي - University of Eloued, 2021-12-01) Ziane Kolee, Imene
The objective of this study is to examine the impact of entrepreneurship‟s creative techniques training on the development and enhancement of entrepreneurial skills that may be essential to improve ventures effectiveness. We conducted a selective exploratory survey with 80 futur entrepreneurs. We strived towards a deeper understanding of the programs and tried to identify a link between Creative Techniques and entrepreneurial activities. SPSS was used to analyze the data gathered. Findings from the study reveal that the behavioral component of the students' attitude toward entrepreneurship‟s creative techniques training was positive. The data demonstrates that the entrepreneurship‟s creative techniques training appear to create openness, confidence, and trust among the participants in this study.
The Reality Of The Application Of Takaful Insurance In Algeria And Its Prospects Under Executive Decree No. 21-81
(جامعة الوادي - University of Eloued, 2021-12-01) Talhi, Kaouther
This study aims to determine the reality of the application of Takaful insurance in Algeria, and the prospects for its application in the future in light of the Algerian legislator’s issuance of Executive Decree no. 21-81, specifying the conditions and modalities for practicing Takaful insurance, which is the first explicit step towards adopting the Takaful insurance industry in Algeria. This study concluded that “Salama Assurances Algérie” has partially applied the Takaful insurance mechanism previously, despite the lack of the necessary legal environment for it. This matter was resolved by the Algerian legislator through the issuance of Executive Decree no. 21-81, that has been widely accepted by insurance companies active in Algeria, which announced their intention to adopt the Takaful insurance industry in the near future.
Analysis Of The Impact Of Climatic Parameters On Agriculture In Algeria: Application Of The Ardl Model With Error Correction Mechanism.
(جامعة الوادي - University of Eloued, 2021-12-01) Guessas, Ghaniya; Boumoula, Samir
The purpose of this study is to analyze the impact of climatic factors on the evolution of agricultural added value in Algeria during the period from 1999 to 2020. The study is based on an ARDL (Autoregressive distributed lag) model where the agricultural value added is the endogenous variable and temperature and precipitation are exogenous variables of the model. This study is developed by respecting the different stages of econometric analysis, we studied the stationarity of the variables, determined the optimal number of lags, estimated an ARDL model, tested cointegration, estimated the long-term relationship, studied the robustness of the model through the different tests of the residuals and finally estimated an ECM model. We were able to deduce that the temperature influences the agricultural added value positively, while the precipitation affects it negatively.
L’administration électronique Vecteur Déterminant Vers La Citoyenneté électronique : étude De Cas Du Rwanda
(جامعة الوادي - University of Eloued, 2021-12-01) Benaoum, Mahièddine; Ghrissi, Sadouki; Bouchikhi, Mohammed Reda
Le réseau mondial de communications d’Internet, a élargi ses tentacules pour inclure "nos administrations" par le biais de" l’administration électronique ", un terme faisant référence à l'utilisation des technologies de l'information et de la communication dans services publics. L'administration électronique œuvre principalement à fournir des services par le biais du support numérique, permettant ainsi une interaction entre l'État et le citoyen. Dans cet article, nous avons voulu présenter comme étude de cas l'expérience du Rwanda dans ce domaine en vue de savoir pourquoi ce pays du continent africain a tant attiré l'attention. Notre développement nous amène à l'infrastructure liée à la numérisation et aux ressources humaines spécialisées, puis au partenariat qui relie le Rwanda à certains pays développés, et enfin à une réelle volonté politique et ses orientations pour adopter le choix de l’administration électronique.
The Role Of Creative Thinking On Greening The Supply Chain Management In Algerian Startups
(جامعة الوادي - University of Eloued, 2021-12-01) Madi, Sarra; Bourdima, Saida
The study contributed to testing the role of creative thinking on greening the practices of the supply chain management in Algerian Startups, through a questionnaire as a surveying tool for collecting random sample data of 100 founders, using modeling the causal structural equation and AMOS & SPSS in statistical processing. The results showed a positive significant effect of creative thinking skills for greening the practices of the supply chain management, where the flexibility has had the highest impact while the originality was less effective.
The Impact Of Bank-specific And Macroeconomic Factors On Banks Profitability: Panel Evidence From Algeria
(جامعة الوادي - University of Eloued, 2021-12-01) Bensalem, Farah; Gaidi, Khemissi
This paper investigates the impact of bank-specific and macroeconomic variables on banks’ profitability in Algeria during (2012-2019). For this purpose, Return on assets and return on equity are taken as indicators of the banks’ profitability. On the other hand, the factors affecting the profitability of banks were divided into two categories: bank-specific variables, and macroeconomic variables. To this end, a random effect model of Panel Data used to analyze the data. Therefore, the study results revealed that capital adequacy, efficiency, and inflation are among the independent factors that have a statistically significant effect on commercial banks’ profitability operating in Algeria.
Revaluation Surplus And Its Role In Increasing The Utility Of Financial Statements In Accordance With The Algerian Accounting Environment - Case Study Of The Company Rouiba Algeria
(جامعة الوادي - University of Eloued, 2021-12-01) Ad, Noureddine; Bouhafes, Rouani
This study aims to identify the benefit of the surplus re-evaluation of the checks in the Algerian accounting environment, the Rouiba Foundation as a model, and in order to reach the objectives and results of the study, the financial statements (assets, liabilities) were used as a research tool in the field study. The study concluded that the benefit of the surplus in the revaluation of the financial statements of the financial statements of the institution under study is that it provides real and reliable accounting results in the non-depreciable fixations, in addition to a significant increase in the value of in-kind assets, as well as its contribution to the intensity of private capital by 105.24%, gives A benefit to the organization to obtain borrowing capacity through capital intensity with no impact on the profitability outcome
Communication Management As A Preliminary Step In The Citizen Participatory Process
(جامعة الوادي - University of Eloued, 2021-12-01) Korti, Rafika; Sassi Boudemagh, Souad
Through this article, we present the process of evaluating the degree of communication management in the elaboration of permanent safeguard plan's projects in Algeria, by applying the Arneisten scale. This evaluation was carried out on three different projects which selected at different stages of their life cycle: first one is the case of Constantine and Ghardaïa (have been acheived) and the second is the case of El-Oued (is in progress). The methodology followed to accomplish this evaluation is presented synthetically in the first part of the article, followed by the presentation and discussion of the results obtained using the SPSS statistical software in the second part.
Territorial Diagnosis Of Algeria; An Essay Of A Principal Component Analysis
(جامعة الوادي - University of Eloued, 2021-12-01) Remmas, Mohamed Amine
To understand and manage a territory, it is necessary to understand it in all its aspects. Faced with the complexity of the processes, development professionals today need new keys to understand and support actors in the field and decision-makers in the design and implementation of actions promoting development dynamics. Territorial diagnosis is a technique intended to measure, evaluate and model the various development issues. It leads to the promotion and enhancement of territories. This research has set the objective of developing a territorial diagnosis of Algeria with its forty eight wilayas. We supported our study with a principal component analysis (PCA). This allowed us to define the characteristics of the different regions of Algeria and presented the diversity of Algerian territory
Sme And Local Development In The Bejaia Region
(جامعة الوادي - University of Eloued, 2021-12-01) Kirouani, Lyes; Zidelkhil, Halim; Azzi, Rafik
In Algeria, the SME sector has made appreciable progress since the attempts to open the national economy to the international market at the end of the 1990s. Today, the economic and social role of SMEs is not to demonstrate. This contribution then aims to use the data from the field survey carried out in Bejaia to draw up an observation of this sector and to see the difficulties and obstacles which hinder its development and fulfillment as well as the contribution of SMEs and their role in development local
Introducing Management Accounting Techniques Through The Ages And Their Impact On Arab Enterprises
(جامعة الوادي - University of Eloued, 2021-12-01) Kerdouci, Mohammed
This study aimed to provide a historical overview of the introduction of management accounting techniques through the ages, and to know their impact on the establishments used for them and the factors that determine the change in the form of management accounting, and the extent to which these modern mechanisms are practiced and included in Arab establishments, especially since these mechanisms have become a common topic in the modern industrial environment.After the old technologies failed to comply with the requirements of the times (efficiency, effectiveness, flexibility, speed ...), as the descriptive analytical approach was relied upon, through historical literature as well as modern research in the field of study. Among the results of this study, the practice of these modern technologies is issued in the countries of the Arab Mashreq, on top of which is the State of Palestine, followed by Syria, Jordan, and Iraq, where the activity-based cost system is the most applied, and in the Maghreb, it is completely non-existent, as its application is limited to only those who During scientific research.
Bank Financing Of Algerian Smes: Approach By Survey Of Banks In The Wilaya Of Bejaia
(جامعة الوادي - University of Eloued, 2021-12-01) Saidani, Salim; Mouffok, Nacer-eddine
This paper aims to assess the possible link between SMEs and banks in the wilaya of Bejaia, by highlighting the needs, conditions and methods of financing this category of businesses. For this, we used two approaches. First, a field survey of the sixteen banks in the wilaya of Bejaia. Then, an econometric modeling based on the LOGIT model. The data is processed by two software: Sphinx IQ and SPSS. The results obtained confirm the fact that Algerian banking regulations, associated with the long and complex procedural scheme of credit institutions towards SMEs, lead these banks to be more wary of companies, by demanding more guarantees.
The Reality Of The Wage System In Algeria And Its Components "a Descriptive And Analytical Study"
(جامعة الوادي - University of Eloued, 2021-12-01) Boukedjane, Ouissam; Ouadah, Fouaz
This research paper aims to examine the reality of Algeria's wage system by addressing key wage elements according to Algerian legal regulation and its most important components, and analyzing wage data during the period (2010-2017). The results showed that the wage hikes resulting from the review of Algeria's national wage system enabled the advancement of monthly net wages outside the agriculture and management sectors, but there remains a marked disparity and difference in wages between the public and private sectors due to the presence of a number of public institutions that count heavy labour while holding a stimulating professional promotion ladder.).
Repercussion Of Compliance With Shariah Rules In The Application Of The Financing Formulas Of Al Baraka Bank Of Algeria
(جامعة الوادي - University of Eloued, 2021-12-01) Youb, Amel
The study aimed to clarify and to demonstrate the impact of the investment formulas on achieving the targets of Al Baraka Bank of Algeria, and the branches of Skikda and Annaba were taken as a sample for the study. Through the field survey and application of the tool on the sample and analysis using the program (SPSS V. 21). The study found that there is a statistically significant impact of compliance with Shariah rules when applying financial investment formulas in achieving the targets of Al Baraka Bank of Algeria. The study suggested that attention be given to the personal characteristics of the employees, specifically the academic specialization variable
Virtual Water Trade And Water Scarcity In Algeria: Lessons From A Global Practice
(جامعة الوادي - University of Eloued, 2021-12-01) Kherbache, Nabil
The virtual water trade is evoked like adaptation strategy to water scarcity and an element of water demand management (WDM). This paper aims to discuss the concept of virtual water, the relationship between the production of goods, and the availability of water, and to understand the trend of global virtual water trade flows. Algeria as an arid and semi-arid country imports about 17,31 Bm3 /year as virtual water contained in imports which would exceed even the natural potential of the country (16,24 Bm3 ) and by far the exploitable volumes (10,47 Bm3 ). The article aims also to measure the degree of the contribution of this strategy in the mitigation of the water scarcity in Algeria. The limits of this practice will be analyzed from an economic point of view.

Browse

Browsing JESD_Vol 04 N 03 by Issue Date