Journal of business and finance economy مجلة إقتصاد المال والأعمال
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Item An Exploratory Study On The Role Of Evidence-based Management In Achieving Business Excellence(جامعة الوادي University Of Eloued, 2024-05-02) Kermani HoudaThis study aims to shed light on a modern concept in the Management of organizations, which is Evidence-Based Management, and how it can achieve the Business Excellence that each Organisation seeks to reach. In order to show the relationship between the two variables, a questionnaire was distributed to a sample of institutions, and we found that there is a significant relationship between the application of Evidence-Based Management in all its dimensions, and the achievement of Business Excellence, by making the right decisions based on scientific studies and experiments, objectively away from bias and intuition, to reduce the gap between theoretical studies and management practices.Item Analyse De L'écosystème Entrepreneurial Algérien à Travers Le Prisme Du Modèle De Koltai(جامعة الوادي University Of Eloued, 2024-01-22) Ait Fella YanisLe but de cette recherche est de mener une étude comparative entre le modèle de KOLTAI et l’écosystème entrepreneurial en Algérie pour mieux appréhender les ressemblances et distinctions entre les conditions structurelles et économiques des deux contextes. Et comme résultat de cette recherche, nous avons constaté que malgré les efforts établis par le gouvernement algérien en termes de développement de son écosystème entrepreneurial ce dernier présente des failles qui sont essentiellement le non investissement dans l’infrastructure numérique pour faciliter aux entreprisesl’adoption des technologies innovantes, et aussi l’absence d’un cadre réglementaire approprié aux nouvelles formes de financement tel que le financement participatif.Item Analyse Discriminante Des Ratios Financiers Et Prévision Du Risque De Défaillance De L’entreprise(جامعة الوادي - University of Eloued, 2023-03-31) Mouhouni, MalikaL’objectif du présent article est de modéliser la probabilité de défaillance des entreprises Algériennes utilisant une régression discriminante. Pour cela, un échantillon de 130 institutions clientes de la Banque Nationale Algérienne(BNA) a été retiré, dont 90 ont été déclarées comme saines et 40 défaillantes. Les résultats obtenus montrent un taux de bon classement des entreprises dans leur groupe d’origine de l’ordre de 92,3%, ce taux est de 87,09% dans l’échantillon de validation. Nous soulignons par ailleurs, que le modèle qui possède le plus grand pouvoir discriminant est celui qui est basé sur l’information complète, c'est-àdire la combinaison entre les données comptables et extra comptables. Sur la base de ces résultats, nous pouvons conclure que cette méthode semble être robuste en matière de gestion du risque créditItem Analyse Du Secteur Bancaire Algérien : Un Secteur Mal-développé, Dans Une économie à Fort Besoin De Financement(جامعة الوادي - University of Eloued, 2023-03-31) Guendoul, Farouk; Iguergaziz, WassilaDans le but d’analyser l’importance du secteur bancaire dans l’économie algérienne, nous avons réalisé cette étude qui vise à vérifier son implication dans le financement de l’activité économique du pays. Nous mettons également en exergue ses points forts et ses points faibles. L’étude a montré que le niveau de modernisation du secteur bancaire algérien reste faible et sa contribution dans le financement de l’économie algérienne est insuffisante. Le secteur bancaire privé reste également mal-développé et peu impliqué dans le financement. Enfin, les textes réglementaires défavorisent le financement et pénalise l’acte du banquier.Item Analyse Empirique Sur Les Déterminants De La Liquidité De L’économie Algérienne(Zemirli ، Radhia. Analyse Empirique Sur Les Déterminants De La Liquidité De L’économie Algérienne . مجلة إقتصاد المال والأعمال.مج 08. العدد01. 2023/03/31 . جامعة الوادي [اكتب تاريخ الاطلاع] متاح على الرابط [انسخ رابط التحميل], 2023-03-31) Zemirli, RadhiaFace à l’importance accrue de la liquidité de l’économie dans la stabilité du système financier et dans la stabilité macroéconomique, le présent article a pour objectif d’analyser empiriquement les déterminants de la liquidité de l’économie algérienne, durant la période allant de 2000 à 2021 suivant une approche économétrique, afin d’identifier le facteur ayant le plus de pouvoir explicatif. La méthode des régressions multiples a été mobilisée. Les résultats empiriques ont montré la significativité statistique des variables relatives aux contreparties de la masse monétaire, aux dépôts bancaires, aux recettes d’exportations d’hydrocarbures, aux dépenses publiques et enfin aux mesures non conventionnelles de la Banque d’Algérie.Item Ardl تحديد العلاقة في الاجل الطويل بين السياسة النقدية و معدل التضخم في الجزائر خلال الفترة(2000- 2017) باستعمال نموذج الانحدار الذاتي للفجوات الموزعة المتباطئة(جامعة الوادي - University of Eloued, 2019-06-15) دراجي, كريمو; مخلوفي, الزوبيرتهدف هذه الدراسة إلى تحديد العلاقة في الاجل الطويل بين السياسة النقدية و معدل التضخم ،ولغرض التحليل تم استخدام بيانات سنوية لسلسلة زمنية للفترة من (2000-2017) ،حيث تم تقدير نموذج الانحدار المتعدد باستعمال منهج الانحدار الذاتي للفجوات الزمنية الموزعة المتباطئة ، الذي قدمه كل (بيراسان وال سنة 2001)،حيث كشفت نتائج اختبار الحدود أن هناك علاقة طويلة الأجل بين معدل التضخم و المتغيرات المستقلة ، كما أكدت النتائج على وجود علاقة سالبة ومعنوية بين معدل إعادة الخصم ومعدل التضخم في المدى القصير وموجبة وغير معنوية في المدى الطويل ،على عكس معدل نمو المعروض النقدي بمفهومه الواسع التي بينت الدراسة على عدم وجود علاقة بين هذا الأخير ومعدل التضخم في المدى القصير إلا انه في المدى الطويل كانت هناك علاقة سالبة ومعنوية عند مستوى 10% .اما سعر الصرف الحقيقي فقد اكدت النتائج عن وجود علاقة موجبة ومعنوية بينه وبين معدل التضخم في الاجل القصير وعلاقة سالبة في الاجل الطويل وغير معنوية .Item Assessing Governance Of Enterprise It Implementation In Algerian Public Companies(جامعة الوادي University Of Eloued, 2024-01-22) Azzaoui AbdelbassetThe governance of enterprise IT (GEIT) deployment in Algerian public firms is examined in this article. 88 people completed the self-administered questionnaire that was distributed to 100 employees of various public firms operating in various industries due to this reason. The reliability of the questionnaire design was tested, and the gathered data was handled, using SPSS V24. At α = 5%, a single-simple test is selected to confirm the research assumptions. The findings showed that the sample of public enterprises in Algeria that were examined did not meet GEIT procedures. In summary, the research has unequivocally demonstrated that several structural and resource modifications are necessary for Algerian public firms in order to achieve the adoption and execution of GEIT.Item Caatمدى إستجابة أنظمة الرقابة الداخلية لمخرجات إدارة المخاطر في ظل سلوك الإدارة العليا : دراسة ميدانية للشركة الوطنية للتأمينات(جامعة الوادي - University of Eloued, 2023-03-31) بن العربي, عباس; حاشي, أم الخير فايزةThis study aimed to analyse the impact of risk management outputs on the effectiveness of internal control. In order to serve the purpose of the study, 50 questionnaires were distributed and collected to professionals related to the Algerian Insurance Company CAAT. The analysis processed through Smart-PLS software by using the partial least squares technique for its suitability to study data. The study concluded that risk management provides a simple and effective way to analyze the areas of risks that must be reduced to an acceptable limit by strengthening them with appropriate control measurement in the circumstances, which appear more clearly through the basic roles and duties imposed by the company's senior management style, The researchers recommend the confirming appliance of the quality of administrative procedures and controls, also activating risk management function through the use of governance mechanisms and interne and external audit.Item Capital Intellectual, Innovation Et Performance Des Enterprises - Etude De Contexte Algérien(جامعة الوادي - University of Eloued, 2021-07-10) Lounissa, Mohammed Amin; Fortas, FatihaRésumé: L’objectif de cette étude consiste à démontrer l’importance du capital intellectuel dans la nouvelle économie, et plus particulièrement son influence sur la performance des entreprises à travers le rôle médiateur de l'innovation. L'étude a relevé la nécessaire d’une consolidation des efforts publics en Algérie pour soutenir une politique systémique de promotion et de développement technologique dans le cadre d’un système national d’innovation, afin de qualifier les capacités innovatrices des entreprises algériennes et d'améliorer leur performance. Mots clés: Capital Intellectuel ; Innovation ; Performance des Organisations ; Algérie. Codes de classification Jel: D2; O36, O32 ; L63. Abstract: The objective of this study is to demonstrate the importance of intellectual capital in the new economy, and more particularly its influence on the performance of companies through the mediating role of innovation. The study noted the need for a consolidation of public efforts in Algeria to support a systemic policy of promotion and technological development within the framework of a national innovation system, in order to qualify the innovative capacities of Algerian companies and '' improve their performance. Keywords: Capital Intellectuel ; Innovations ; Performance ; Organisations ; Algérie. Jel Classification Codes: D2; O36, O32 ; L63.Item Company’s Return After Initial Public Offering (ipo) Case Study- Saidal-(جامعة الوادي - University of Eloued, 2022-09-30) Labed, RimaThe present research paper aims to identify and analyze SAIDAL’s return ratios, as well as to make a comparison between these crucial elements in the estimation of the company’s financial performance for two periods: the first concerns the period prior IPO, and the second one concerns the period post IPO.c An Initial Public Offering, could bring numerous benefits to the company, such as better awareness, lower cost and return improvement. All of that, is confirmed along this study and reflected in its results that show a positive increase in the magnitudes studied, such as the evolution of the investments, the turnover and the net profit over the period 2017- 2019.Item Conspicuous Consumption: How Do Pleasure And Guilt Affect Repurchase Decision(جامعة الوادي - University of Eloued, 2018-12-30) S Alnsour, Muhammed; Qasrawi, Roaa; Abualhayjaa, Haneen; Dababneh, HaneenThis paper studies the interaction between emotions of guilt and pleasure and how they affect consumptions of luxurious products, as well as, the influence these two emotions have on each other. A questionnaire was developed to achieve the purpose of the study; a convenience sample of one hundred respondents was carefully selected from the upper social class customers, living in west Amman. Research findings demonstrate that while guilt may reduce consumers repurchase intention, the interaction of pleasure and guilt enhances their tendency to repurchase luxury as pleasure offsets the adverse effect of guilt تدرس هذه الورقة التفاعل بين العواطف من الشعور بالذنب والسرور وكيف تؤثر على استهلاك المنتجات الفاخرة ، فضلا عن تأثير هذين المشاعر على بعضها البعض. تم وضع استبيان لتحقيق الغرض من الدراسة. تم اختيار عينة ملائمة من مائة مستفتى بعناية من عملاء الطبقة الاجتماعية العليا الذين يعيشون في غرب عمان. تظهر نتائج الأبحاث أنه في حين أن الشعور بالذنب قد يقلل من نية المستهلكين لإعادة الشراء ، إلا أن تفاعل المتعة والشعور بالذنب يعزز ميلهم إلى إعادة شراء الرفاهية لأن المتعة تقابل الأثر السلبي للشعور بالذنب.Item Constraints In Preparing Consolidated Financial Statements Between The Algerian Fas And Ifrs(جامعة الوادي University Of Eloued, 2024-01-22) Djafri OmarThe main objective of this article is to focus on the problem of the application of the Financial Accounting System (FAS), largely inspired by the "International Accounting Standards" IAS-IFRS in terms of accounting consolidation. Expecting a documentary analytical approach, the study concluded that Algerian groups of companies find a lot of difficulties when drawing up their financial statements, not only with regard to accounting principles, but also with regard to tax laws. These constraints are due to the lack of updates of the SCF by the National Accounting Council, which is supposed to be the national standard setter, as well as to the accounting culture of financial statement preparers who are called upon to communicate reliable and comparable information to their users, in particular, the shareholders in order to protect their interestsItem Contemporary Triangular Trade And Comparative Advantage(جامعة الوادي - University of Eloued, 2022-03-31) Benslimane, Najib; Bourahla, MiloudAbstract: The international trade relationships have known progress in terms of concepts, the most important of which is the triangular trade, starting from the slavery triangular trade form, reaching what it represents nowadays, especially in electronic industries, with a focus on the (USA-ASIAN-Japan) trade collaboration. As study objective, exploring its mechanisms helps to evaluate how such collaborative trade can impact the countries-partners economies especially, on improving each country trade balance and which Algeria might take benefits from if becoming a partner. By using a descriptive approach, the study tries to measure the strength of the relationships between countries that collaborate in form of triangular trade. The study concludes that there are strong correlations between imports and exports of the countries-partners.Item The Contribution Of Sustainable Agricultural Development To Rationalizing Resources - The Kingdom Of Jordan As A Model(جامعة الوادي - University of Eloued, 2022-09-30) SAADI, Tarek; ZEBOUCHI, Mohamed abderraoufThe present research paper seeks to shed light on the importance of sustainable development, particularly, sustainable agricultural development, which has become a key factor in economic development in order to follow the requirements of sustainable agricultural development, which contributes to the conservation of renewable resources. The study revealed that the solution to sustainable agricultural development has become an urgent necessity in order to obtain an environmental economy that contributes to increasing the loyalty of individuals towards their institutions that lead the wheel of the economy, ensuring the desired transition to the adoption of entrepreneurial projects in the private sector that use high agricultural technology, and the study also concluded that Jordan With limited natural resources, it must strengthen its efforts in the fields of sustainable development and resource conservation.Item Covid-19, Une Opportunité Pour Pérenniser Les Paiements Numériques En Algérie ?(جامعة الوادي University Of Eloued, 2024-01-22) Sidi Mammar LydiaL’étudemenée dans cet article a pour objectifd’analyser la capacité des habitudes du paiement numériqueinitiées dans le contexte de la crise sanitaire Covid-19 à se périnniser dans le temps et constituer un catalyseur pour l’adoption durable des moyens de paiementélectroniquesenAlgérie. Lesrésultats de notre travail reflètent une amélioration notable et persistante, sur la période 2019- mai 2023, qui laisse présager une voie vers une utilisation continue des paiements électroniques en Algérie. Cependant, cette tendance deveraitêtre appuyée par la levée de certains obstacles d’ordre économique, sociale et réglementaire qui retardent l’entrée de plein pied du pays dans l’ère des paiements numériques The study carried out in this articleaims to analyze the ability of digital payment habits initiated in the context of the Covid-19 health crisis to perpetuate over time and constitute a catalyst for the sustainable adoption of electronic means of payment in Algeria. The results of our work reflect a noticeable and persistent improvement, over the period 2019-May 2023;wichsuggestsa path towards a continued use of digital payments in Algeria. This trend should be supported by the removal of certain economic, social, and regulatory obstacles that are delaying the country's full entry into the era of digital payments.Item Determinants Of Commercial Banks’ Financial Stability: Evidence From Mena Countries(جامعة الوادي University Of Eloued, 2024-01-22) Alfadli Abduallah; Sahraoui DjalilaThis current study aims to estimate the factors that contribute to improving the financial stability of commercial banks that operate in MENA-States using a balanced panel dataset for a period of 10 years (2011 to 2020). A sample consists of 132 commercial banks. In general, the empirical analysis findings show that all the explanatory variables represented in financial indicators related to determinants can reliably achieve the banking industry's financial stability in the countries being studied. They are important indicators for predicting commercial banks' fiscal stability. Specifically, the empirical evidence indicates that the level of banking competition, banking efficiency, financial inclusion and the level of performance of commercial banks are positively correlated with the level of stability. The findings also show that the financial development measured by stock market capitalization is negatively impacting the level of banking stabilityItem Determinants Of Inflation In Algeria During The Period Of 1970-2022, An Empirical Study Using The Ardl Model(جامعة الوادي University Of Eloued, 2024-01-22) Mekkaoui MohammedThis study aims to identify the most important economic variables determining inflation in Algeria during the of period 1970-2022, and to achieve this, the concept, types and the most important theories explaining inflation were addressed at the beginning, then an econometric study was carried out to equate the determinants of inflation based on the autoregressive distributed time lag model ARDL. The results of the study revealed the existence of a long-term relationship between inflation and GDP, imports and the exchange rate. The study also found that the exchange rate is a basic determinant of inflation in the short and long terms for the Algerian economy during the study period.Item Determinants Of The Use Of Tic Information Technologies By Entrepreneurs In The Hassi Messaoud Region By Using The Technology Acceptance Model Tam(جامعة الوادي - University of Eloued, 2022-09-30) Mezaour, Amel; Chadli, ChaoukiThis research paper aims at a descriptive study on the use of information and communication technologies (TIC) by small and medium enterprises that are active in the Hassi Messaoud region in the field of technology (networks, optical fibers and applications) using the technology acceptance theory (TAM), and to test the extent of the influence of external determinants on the model from Through two main determinants (perceived ease of use and perceived usefulness of use), the questionnaire tool was used to collect data that was distributed to 58 institutions, and 28 of them were retrieved and studied, and 28 were valid for testing. strong among external determinants (efficiency of using technologies, Gaining time due to use, government subsidies, complexity) and model limitations (TAM) This confirms the existence of an influencing relationship between external determinants and the use of information technologies by SME in the Hassi Messaoud region.Item Developing Renewable Energies As An Economic Alternative In Light Of Achieving Sustainable Development In Algeria.(جامعة الوادي University Of Eloued, 2024-01-22) Mouzaoui AichaThis study aims to show the developments witnessed by the global energy sector in recent years, as it was characterized by a sharp decline in oil and gas prices and an increasing dependence on other sources such as renewable energy of all kinds as an economic alternative to oil and gas, in addition to the trends taken by many countries and blocs in changing the energy mix used, reducing dependence on fossil energy sources and diversifying economic sources, which contributed significantly to achieving a greater decline in oil prices and the consequent One of the fundamental economic consequences has prompted many countries to reconsider the future structure of the economic system, the main global engine which is energy, the latter is an essential element to meet all the needs of humanity, and it also plays an important role in achieving the social, economic and environmental aspects of sustainable development.Item Diagnostic Et Perspectives Du E-payment En Algérie(جامعة الوادي - University of Eloued, 2022-09-30) Benazzouz, Daouia; Mouterfi, AmelThe electronic commerce in Algeria has experienced a significant evolution thanks to the rise of the Internet and the adoption of the law 18/05 (May 2, 2018) on its legalization,so the , electronic payment (epayment) - its main component - must follow this evolution . The objective of this study is to diagnose the effective use of e-payment in Algeria, since the launch of the first inter-bank transaction on October 04, 2016 to date, as well as its evolution, while trying to highlight the nature of the various brakes that slow down its development, and thus establish the conditions for success of the epayment system, by adopting a descriptive analytical approach of the data collected, fromthe actors concerned.