Bank Financing Of Algerian Smes: Approach By Survey Of Banks In The Wilaya Of Bejaia

dc.contributor.authorSaidani, Salim
dc.contributor.authorMouffok, Nacer-eddine
dc.date.accessioned2023-05-09T17:56:33Z
dc.date.available2023-05-09T17:56:33Z
dc.date.issued2021-12-01
dc.descriptionمقالen_US
dc.description.abstractThis paper aims to assess the possible link between SMEs and banks in the wilaya of Bejaia, by highlighting the needs, conditions and methods of financing this category of businesses. For this, we used two approaches. First, a field survey of the sixteen banks in the wilaya of Bejaia. Then, an econometric modeling based on the LOGIT model. The data is processed by two software: Sphinx IQ and SPSS. The results obtained confirm the fact that Algerian banking regulations, associated with the long and complex procedural scheme of credit institutions towards SMEs, lead these banks to be more wary of companies, by demanding more guarantees.en_US
dc.identifier.citationSaidani، Salim. Mouffok ، Nacer-eddine . Bank Financing Of Algerian Smes: Approach By Survey Of Banks In The Wilaya Of Bejaia. مجلة الاقتصاد والتنمية المستدامة. مج 04. العدد 03. 2021/12/01. جامعة الوادي[اكتب تاريخ الاطلاع] متاح على الرابط [انسخ رابط التحميل ]en_US
dc.identifier.issn2661-7986
dc.identifier.urihttp://dspace.univ-eloued.dz/handle/123456789/22494
dc.language.isoenen_US
dc.publisherجامعة الوادي - University of Eloueden_US
dc.subjectBank ; credit ; financing ; guarantees ; SMEsen_US
dc.titleBank Financing Of Algerian Smes: Approach By Survey Of Banks In The Wilaya Of Bejaiaen_US
dc.typeArticleen_US

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