دراسة العلاقة بين الهيكل المالي والأداء المالي في بنك دبي الإسلامي باستخدام نموذج الانحدار الذاتي (var) خلال الفترة (2001-2022)

Abstract

The study aimed at investigating the impact of the financial structure on the financial performance in Dubai Islamic Bank during the time period 2001 to 2022, and by relying on VAR model. Two main tools were used for the analysis: the analysis of variance decomposition factor and the impulse response function. The study found a significant relationship between financial structure and financial performance. The findings indicated that debt to equity ratio had a negative impact on return on equity in both the short and long term, whereas the equity to total assets ratio had a negative effect on return on equity in the short term, but a positive effect in the long term. Additionally, the study found that debt to equity ratio had a negative impact on return on assets in both the short and long term. Furthermore, the occurrence of short and long-term shocks in equity negatively influenced the rate of return on assets