العوامل المؤثرة على ربحية البنوك الإسلامية
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Date
2024-12-15
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جامعة الوادي University of Eloued
Abstract
slamic banks have a special nature for practicingtheir banking activity based on the provisions of Islamic
Sharia. As analternative to traditional banks, in particular, they must achieve profits, asthe profitability of banks is
considered one of the most important indicatorsof their success and continuity. Still, this indicator is affected by
severalfactors, and through this paper, the conceptual framework of some factorsaffecting the profitability of
Islamic banks was highlighted, and a standardmodel was built using cross-sectional time series models (panel
data) for a sample of 12 Islamic banks during the period from 2011 to 2023.
This study concluded that there is a positive effectfor each of the return on assets rate, the financial
leverage rate, the Shariaand regulatory control index, and the total deposit rate, while the assetturnover rate hurt
the equity rate. We also came up witha proposal for a fixed effects model to study the impact of factors on the
profitability of Islamic banks.
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Keywords
بنوك الإسلامية, شريعة الاسلامية, ربحية, نماذج السلاسل الزمنية المقطعية, : Islamic banks, Islamic Sharia, profitability
Citation
بختي ،عمارية. بن موسى ،كمال . العوامل المؤثرة على ربحية البنوك الإسلامية. مجلة المنهل الإقتصادي. مج07. ع02. 15 ديسمبر 2024. كلية العلوم الإقتصادية والتجارية وعلوم التسيير. جامعة الوادي.