تكنولوجيا التأمين مسار جديد لقطاع التأمين

Abstract

This study aims to identify insurtech as part of the revolution brought about by financial technology in recent years, with a stand on its most important technological innovations and new business models that have resulted in the insurance sector, in addition to highlighting the American company Oscar as a pioneering experience in the field of insurance technology. The study concluded that relying on emerging technologies such as artificial intelligence, machine learning and others in the insurance industry would create and develop new business models aimed at transcending the traditional boundaries of the sector and changing its basic components, and Oscar proved that within a few years from the beginning of its activity, through its strategy Based on providing different innovative approaches to insurance practice