كأحد منتجات التكنولوجيا المالية على الشمول المالي في كينيا M-pesaانعكاس خدمات تطبيق

Abstract

The study aimed to try to highlight the effects of using fintech in general and using mobile applications in money transfer in particular to financial inclusion in the State of Kenya through enhanced access to remote and isolated clusters, By showcasing M-pesa's leading communication experience, we focused our study on the fundamentals of financial inclusion and its relationship to digital solutions associated with financial inclusion through its application in financial and mobile banking services. The study concluded that the use of fintech to achieve financial inclusion is achieved only in conjunction with the state's efforts with the private sector, as demonstrated by Kenya's experience through M-pesa through its policy of reaching the largest segment of financially disinfected citizens and providing simple and fast services