Reguiai Ikram2024-10-022024-10-022024-09-01Reguiai , Ikram. The Congruence Of The Electronic Offer And Acceptance To Conclude The Banking Contract . Journal of Economics and Sustainable Development . Vol. 07. N. 02. 01 september2024. faculty of economie commercial and management sciences. university of el oued [visitedin ../../….]. availablefrom[copy linkhere].2661-7986https://dspace.univ-eloued.dz/handle/123456789/34685There is no doubt about the great impact of digitalization on the world of transactions in general, and banking transactions in particular, which is evidenced by the development of various applications and services that did not exist before in the banking business itself in terms of its work mechanisms, as well as in terms of its relationship with the customer. These modern transactions do not fall outside the legal framework, especially for the banking contract that embodies most of these operations, which in turn is subject to the legal system of contracts in accordance with the general rules governing them. Thus, the specificity of this article lies in determining the integration between the modern formulas in banking and their legal reference in accordance with the general Islamic law.enbankinge-contractnetworkcongruenceArticle