Noureddine, ImeneMsemeche, Nadjet2025-01-192025-01-192024-12-15Noureddine, Imene. Msemeche, Nadjet . Advancements In Fintech And Ai Transformations In The Arab Financial And Banking Sector . AL-Manhel Economique. Vol. 07. N. 02. 15 December 2024. faculty of economie commercial and management sciences. university of el oued .2602-7968https://dspace.univ-eloued.dz/handle/123456789/36854Digital evolution is driving the future of the financial and banking sectors as customer preferences shift towards electronic applications and intelligent solutions. AI and Fintech hold potential to transform traditional financial services. Fintech innovations promise faster, more cost-effective, secure, transparent, and accessible financial services, especially for those excluded from traditional banking. However, the rapid advancement of fintech and the rise of innovative fintech startups pose challenges that require regulatory measures to ensure the integrity, security, and stability of the financial sector. Fintech represents both opportunities and challenges for banks and financial institutions.enfinancial technologyareas of artificial intelligenceartificial intelligence in the Arab banking sectorArticle